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Current Affairs January 30th & 31st 2022| Current Affairs News

Dear Readers, Daily Current Affairs News Updates about the National and International events were listed here. Read Current Affairs Today here and stay updated with current news. Candidates those who are preparing for IBPS/SBI/PO/Clerk exam and all other competitive exams can use this and try the Current Affairs Quiz to test your knowledge level.

CURRENT AFFAIRS: IMPORTANT DAYS

28 January: Data Protection Day:

CURRENT AFFAIRS: NATIONAL NEWS

Google to invest up to $1 billion in a partnership with Airtel:

CURRENT AFFAIRS: INTERNATIONAL NEWS

India-ASEAN Digital Work Plan 2022 approved at 2nd ASEAN Digital Ministers (ADGMIN) meeting:

Click here to read more;

India-Israel agree to further enhance cooperation in the agricultural sector:

World’s – largest canal lock unveiled in Netherlands:

CURRENT AFFAIRS: STATE NEWS

Gurgaon gets India’s largest EV charging station:

India’s first graphene innovation centre to come up in Kerala:

CURRENT AFFAIRS: BANKING AND ECONOMY

India pays $29.9 million in UN regular budget assessments for 2022:

SBI withdraws controversial circular on recruitment of pregnant women candidates:

CURRENT AFFAIRS: MOUS AND AGREEMENT

IREDA and Goa Shipyard Ltd signs MoU for Rooftop Solar Power Projects:

CURRENT AFFAIRS : APPOINTMENTS & RESIGNATIONS

Govt appoints V Anantha Nageswaran as new Chief Economic Adviser

About Dr V Anantha Nageswaran :

IIFL Finance Limited Appoints Arun Kumar Purwar as Chairman of the Board       

About Arun Kumar Purwar :

About IIFL :

CURRENT AFFAIRS : PERSON IN NEWS

19-year-old woman Zara Rutherford becomes youngest woman to fly solo around the world

CURRENT AFFAIRS : DEFENCE NEWS

Navy inducts two indigenously built Advanced Light Helicopters ALH-DHRUV MK III in Port Blair

About HAL :

CURRENT AFFAIRS : APPS & PORTALS

Dr Mansukh Mandaviya launches NIPER Research Portal

Key People :

About the App :

About NIPER :

About Ministry of Chemicals and Fertilizers :

Om Birla launches ‘Digital Sansad App’

About the App :

About Lok Sabha :

CURRENT AFFAIRS : BOOKS & AUTHORS

Former finance secretary Subhash Chandra Garg authors a book titled The $10 Trillion Dream                          

About the Book :

About Subhash Chandra Garg :

New Book Titled Operation Khatma authored by R. C. Ganjoo & Ashwini Bhatnagar     

About the Book :

CURRENT AFFAIRS : SPORTS NEWS

Odisha Open 2022 to kick off at Jawaharlal Nehru Indoor Stadium in Cuttack

About Badminton Association of India :

About Badminton World Federation :

Fit India Quiz preliminary round result declared; UP students top first round

Aim of the Quiz :

About Ministry of Youth Affairs and Sports :

India’s first Para-Badminton Academy inaugurated in Lucknow, Uttar Pradesh

UNION GOVERNMENT SCHEME

PM Jan dhan Yojana

Launched in:

Jan dhan Yojana announced by Prime Minister Narendra Modi on 15 August 2014 and the scheme was launched on 28 August 2014.

Ministry involved:

The scheme is under administrative control of ministry of finance.

Finance minister of india – Nirmala Sitharaman.

Minister of state in finance ministry – Bhagawat Karad , Pankaj Choudhary.

Finance secretary – T.V. Somnathan

Objective:

Objective of “Pradhan Mantri Jan-Dhan Yojana (PMJDY)” is ensuring access to various financial services like availability of basic savings bank account, access to need based credit, remittances facility, insurance and pension to the excluded sections i.e. weaker sections & low income groups.

This deep penetration at affordable cost is possible only with effective use of technology.

Benefits under PMJDY

One basic savings bank account is opened for unbanked person.

There is no requirement to maintain any minimum balance in PMJDY accounts.

Interest is earned on the deposit in PMJDY accounts.

Rupay Debit card is provided to PMJDY account holder.

Accident Insurance Cover of Rs.1 lakh (enhanced to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018) is available with RuPay card issued to the PMJDY account holders.

An overdraft (OD) facility up to Rs. 10,000 to eligible account holders is available.

PMJDY accounts are eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Micro Units Development & Refinance Agency Bank (MUDRA) scheme.

What is a scheme:

PMJDY is a National Mission on Financial Inclusion encompassing an integrated approach to bring about comprehensive financial inclusion of all the households in the country.

The plan envisages universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance and pension facility.

In addition, the beneficiaries would get RuPay Debit card having inbuilt accident insurance cover of र 1 lakh.

The plan also envisages channeling all Government benefits (from Centre / State / Local Body) to the beneficiaries accounts and pushing the Direct Benefits Transfer (DBT) scheme of the Union Government.

The technological issues like poor connectivity, on-line transactions will be addressed. Mobile transactions through telecom operators and their established centres as Cash Out Points are also planned to be used for Financial Inclusion under the Scheme.

Also an effort is being made to reach out to the youth of this country to participate in this Mission Mode Programme.

Mission Mode Objectives (6 Pillars):

PMJDY to be executed in the Mission Mode, envisages provision of affordable financial services to all citizens within a reasonable distance. It comprises of the following six pillars:-

Universal access to banking facilities:

Mapping of each district into Sub Service Area (SSA) catering to 1000-1500 households in a manner that every habitation has access to banking services within a th reasonable distance say 5 km by 14 August, 2015. Coverage of parts of J&K, Himachal Pradesh, Uttarakhand, North East and the Left Wing Extremism affected districts which have telecom connectivity and infrastructure constraints would spill over to th the Phase II of the program (15 August, th 2015 to 15 August, 2018)

Providing Basic Banking Accounts with overdraft facility and RuPay Debit card to all households:

The effort would be to first cover all uncovered households with banking facilities by August, 2015, by opening basic bank accounts. Account holder would be provided a RuPay Debit Card. Facility of an overdraft to every basic banking account holder would be considered after satisfactory operation / credit history of six months.

Financial Literacy Programme:

Financial literacy would be an integral part of the Mission in order to let the beneficiaries make best use of the financial services being made available to them.

Creation of Credit Guarantee Fund:

Creation of a Credit Guarantee Fund would be to cover the defaults in overdraft accounts.

Micro- Insurance

To p r o v i d e micro- insurance to all willing and eligible th persons by 14 August, 2018, and then on an ongoing basis.

Unorganized sector Pension schemes th like Swavalamban:

By 14 August, 2018 and then on an ongoing basis

How many Jan Dhan accounts are there?

The total number of beneficiaries under the Centre’s financial inclusion scheme, Pradhan Mantri Jan Dhan Yojana (PMJDY), has crossed the 44 crore mark.

The total number of accounts opened under PMJDY stood at 44.05 crores, with a total balance of ₹1,47,812 crore as on December 8.

Daily CA On Jan 30 & 31: